With the low cost of wedding insurance compared to the value of your wedding, it's something you should consider as part of your wedding budget. It's a policy that will cover you financially if something ruins your big day or it as to be cancelled or postponed.
If you paid with a credit card for anything costing between £100 and £30,000, and something goes wrong you may be able to claim your money back from your credit card provider. Your home insurance policy may have some provision for weddings, or at least allow you to extend cover for a wedding. If so, check what is included.
But why would you leave it to small print and chance if something goes wrong? A standalone wedding policy will cost in the region of £25 to £100 depending on the level of cover you require.
The insurance will depend on your cover chosen and can cover the cancellation of your wedding if something goes wrong. For example, The cake, cars, or flowers not turning up. Public liability if you or your guests cause damage at the venue. The place closes before your wedding day after making a deposit. Not things we like to think about but genuine examples of wedding day concerns.
So who supply this insurance?
Just take a look on the internet and search for wedding insurance and pick a company that have a good customer feedback and been in business for some time. Call them and ask questions. It's a small price to pay.
